| Front Cover Page | 1 |
| Contents | 2 |
| Corporate Profile | 3 |
| Business Overview | 4 |
| Chairman’s Message to Shareholders | 6 |
| Financial Highlights | 10 |
| Operations and Financial Review | 11 |
| Corporate Social Responsibility | 14 |
| Corporate Structure | 17 |
| Board of Directors | 18 |
| Senior Management | 20 |
| Management Team | 22 |
| Corporate Information | 23 |
| Corporate Governance and Financial Contents | 24 |
| Corporate Governance | 25 |
| Directors’ Statement | 44 |
| Independent Auditors’ Report | 48 |
| Statements of Financial Position | 50 |
| Consolidated Statement of Profit or Loss and Other Comprehensive Income | 51 |
| Statements of Changes in Equity | 52 |
| Consolidated Statement of Cash Flows | 54 |
| Notes to Financial Statements | 55 |
| Statistics of Shareholdings | 89 |
| Notice of Annual General Meeting | 91 |
| Proxy Form | 95 |
| Back Cover Page | 97 |